Everard Investment Planning Ltd is committed to observing the highest standards of ethical behaviour and as such expects its advisers to observe and abide by the following code:

1. To act honestly and treat their clients fairly at all times.

2. To act with integrity at all times and to avoid any acts, omissions or business practices which could damage the reputation of Everard Investment Planning Ltd or of their profession.

3. To observe applicable law, regulations and professional conduct standards at all times.

4. To only make recommendations that are suitable, appropriate and that put the interests of their client first.

5. To maintain a level of professional competence appropriate to their responsibilities and to commit to continued learning to ensure the currency of their knowledge, skills and expertise.

6. To decline any engagement for which they are not fully competent.